Home Investment Calculator

Home vs. Market Investment Calculator

This calculator compares an investment in a home with the similar investment in stock market. Enter estimated expenses and projected growth to understand which investment will be a better choice.

Gross Monthly Payment

Purchase Price*

Down Payment*

Interest Rate*

Loan Term*

Mortgage and HOA

Monthly HOA

Insurance

Tax

Rental Income and Cost

Monthly Rent

Yearly Management Fee

Yearly Other Expenses

Net Gain/Loss

Home Purchase/Closing Cost

Yearly Home Value Appreciation (%)

Compare to Market Performance

Average Market Return

Factors to consider when deciding between real estate investment and stock investment:

Real estate investments:

Undergo less volatility. Value of the property tends to grow steadily.
Investment is not liquid.
Provide fewer options for tax planning.
Investment growth comes not only from initial cash, but also from the loan. This can make real estate a favorable investment.

Stock market investments:

Undergo higher volatility. But it can offer a higher return.
Offers many options for investment and diversification.
Investment is liquid.
Provides options for tax planning.